B2B payments infrastructure

The regulated switch between North America and Africa

A payment infrastructure platform and regulated switch for banks, fintechs, remittance providers, and payment service providers — one orchestration layer without integrating every provider, settlement network, and payout channel independently.

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Launch corridorActive

CA → TZ

CAD → TZS · Mobile money

Switch path
API

POST /v1/payments

statusprocessing
corridorca-tz
latency142ms
FINTRAC registered MSBAPI-firstCanada → Tanzania corridorPrefunded settlement

6

Platform layers

1

Launch corridor

<30s

Payout SLA target

API

First-class integration

The problem

Payment infrastructure should not be the barrier

Across Africa and global diaspora corridors, moving money securely, efficiently, and compliantly across borders still requires infrastructure most teams shouldn't have to build from scratch.

01

Fragmentation

Financial ecosystems remain disconnected — wallets, banks, mobile money, and country-specific rails with little interoperability across diaspora corridors.

02

Integration burden

Teams stitch together providers, settlement networks, compliance systems, and payout channels — slowing launches and compounding cost.

03

Infrastructure gap

Most solutions stop at consumer apps. Moja Switch builds the orchestration and settlement layer underneath.

How it works

One path. One audit trail.

Every transaction follows the same regulated sequence through the switch.

Full architecture overview
Collection
Compliance
Routing
Ledger
Settlement
Payout

Who it's for

Built for integrators

Your customers never download Moja Switch. They use your product, powered by our rails.

Fintechs & remittance apps

Embed cross-border payouts without building rails from scratch.

Learn more

Banks & credit unions

Offer diaspora remittance to members via a single API integration.

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Billers & schools

Receive diaspora payments directly to merchant or institutional accounts.

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Institutions

Disbursements, payroll, and government payments across corridors.

Learn more

Developers

API-first from day one

REST endpoints, idempotent payments, real-time webhooks. Sandbox ready.

Developer docs & sandboxRequest sandbox access
POST /v1/payments
POST /v1/payments HTTP/1.1
Host: api.mojaswitch.com
Authorization: Bearer sk_live_••••••••
Idempotency-Key: 7f3c8a2e-9b1d-4e5f-a6c7-8d9e0f1a2b3c
Content-Type: application/json

{
  "corridor": "CA-TZ",
  "reference": "inv_9281",
  "send_amount": {
    "value": "250.00",
    "currency": "CAD"
  },
  "sender": {
    "type": "INDIVIDUAL",
    "country": "CA",
    "external_id": "cust_5f3a",
    "first_name": "John",
    "last_name": "Doe"
  },
  "sender_kyc": {
    "attested": true,
    "attestation_id": "kyc_ref_123",
    "attested_at": "2026-01-02T03:04:05Z"
  },
  "payout": {
    "method": "MOBILE_MONEY",
    "currency": "TZS",
    "beneficiary": {
      "type": "INDIVIDUAL",
      "phone": "+255712345678",
      "first_name": "Amina",
      "last_name": "Juma"
    }
  },
  "purpose": "FAMILY_SUPPORT"
}
201 Created
{
  "id": "pay_a1b2c3d4",
  "status": "PAYOUT_PENDING",
  "corridor": "CA-TZ",
  "reference": "inv_9281",
  "send_amount": {
    "value": "250.00",
    "currency": "CAD"
  },
  "receive_amount": {
    "value": "462562.50",
    "currency": "TZS"
  },
  "fx_rate": "1850.25",
  "sender": {
    "type": "INDIVIDUAL",
    "country": "CA",
    "external_id": "cust_5f3a",
    "first_name": "John",
    "last_name": "Doe"
  },
  "payout": {
    "method": "MOBILE_MONEY",
    "currency": "TZS",
    "beneficiary": {
      "type": "INDIVIDUAL",
      "phone": "+255712345678",
      "first_name": "Amina",
      "last_name": "Juma"
    }
  },
  "rails": {
    "send": "ca_psp",
    "receive": "tz_mobile_money"
  },
  "metadata": {},
  "created_at": "2026-06-09T14:32:00Z",
  "updated_at": "2026-06-09T14:32:01Z"
}

Vision

To create a globally connected payment ecosystem where money moves as seamlessly as information.

Mission

To provide secure, scalable, and compliant payment infrastructure that enables businesses to build and deliver world-class financial services across borders.

Our goal

To become the trusted payment switch powering the next generation of cross-border financial services.

We believe the future of payments is interoperable, programmable, and globally connected.

About Moja Switch →

Why Moja Switch

Built for integrators

Compliance-first architecture, developer-friendly APIs, and deep expertise in payments across emerging and global markets.

Built for emerging and global markets

Designed for scale and interoperability

Compliance-first architecture

Developer-friendly APIs

Secure, resilient, cloud-native infrastructure

Deep expertise in payments, fintech, and international markets

Read our full story →

Corridors

Canada → Tanzania

CAD collection, TZS payout via mobile money and bank rails. Prefunded settlement. Kenya in Phase 2.

Mobile moneyBank transferPrefunded TZSFINTRAC registered MSB
View all corridors

Launch corridor

CA → TZ

CAD / TZS

Ecosystem

Built on trusted infrastructure

Cloud-native architecture on AWS, integrated identity and compliance tooling, and receive-side rails through established partners — with room to grow as corridors expand.

AWS

Cloud infrastructure

Persona

Planned

Identity & KYC

Selcom

Planned

Receive-side rails

FINTRAC

MSB registration (Canada)

Banking partners

Planned

Settlement & custody

Payment partners

Planned

Corridor expansion

Additional banking and payment partners announced as corridors go live.

Ready to integrate?

To become the trusted payment switch powering the next generation of cross-border financial services.

Book a demoView API